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In the state of Colorado, uninsured motorist insurance is optional and many drivers choose not to carry it. In the rare occasion that a driver flees the scene of an accident before they can be identified or is uninsured at the time of a collision, it is uninsured motorist protection that will pay for medical bills and damage to an individual’s car. Individuals who do not carry this insurance are usually left without any compensation in the event of a hit and run accident. Being stuck in this situation can be difficult but some options do exist for victims of hit and run drivers who do not carry uninsured motorist protection.
In an ideal situation an individual who was the victim of a hit and run would have uninsured motorist insurance and could have their medical payments, lost wages, and vehicle damage covered by their policy. When an individual does not carry uninsured motorist insurance the only hope for getting compensation for their injuries and damage to their property lies with the police being able to find and prosecute the perpetrator of the hit and run crash. Since hit and run crashes are criminal offenses which carry fines and prison time, police take reports of hit and run accidents seriously and will do their best to find the perpetrators of these crimes. If severe injury or death result from a hit and run accident, the crime of hit and run is elevated to a felony and catching these criminals is made a priority.
If you are ever hit by a driver who flees the scene before they can be identified, the first action you should take is to call the police and report the crime. Police will be dispatched to your location to evaluate the scene of the crash and ambulance will be sent if there are any serious injuries. While you wait for the police to arrive, it is important to document all the information you can about the driver of the car and the vehicle they were driving. A license plate number is always best but all other information you can provide to the police will help in catching the perpetrator of the hit and run crash. In Colorado, it is often possible to get your own insurance to pay for the damages of a hit and run crash if you carry uninsured motorist insurance. Even if you don’t have uninsured motorist/hit and run insurance, if the hit and run driver is caught, their car insurance will cover damages and injuries assuming that driver is properly insured.
Contact an Aurora and Denver Auto Accident Attorney
Every accident is a little different and many legal options may be available to individuals who have been struck by a hit and run driver. At Fuller Law, we have handled hundreds of personal injury and auto accident cases and can help you determine your best options following a hit and run crash. Contact Denver personal injury attorney John Fuller to learn more about your legal options and to receive your free initial consultation.
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