Insurance Bad Faith | Auto Insurance
Colorado Insurance Disputes Attorney | John R. Fuller
Even the most careful drivers can get into car accidents. When you are involved in a car accident, you may believe that you are protected by your insurance company, because you own an insurance policy. Unfortunately, as many covered drivers soon realize, insurance companies across the United States are engaging in bad faith practices leaving their “covered” clients high and dry.What is Bad Faith?
Bad faith is a legal term for a tort claim that a person may have against their insurance company for committing bad acts. Implied in every insurance contract is a duty of good faith and fair dealing that is owed to the people the insurance companies insure. A violation, or breach, of this duty can result in the insured filing a tort claim against the insurance company in addition to a breach of contract claim. In other words, your insurance company is obligated to uphold their end of the insurance policy. If they fail to do so, they can be found guilty of “bad faith practices” and can be held liable.What Type of Conduct Constitutes Insurance Bad Faith?
When an automobile accident takes place, the insurance company is required to conduct a full and proper investigation of the claim and pay for damages suffered. The insurance company is also required to defend any lawsuits arising out of the accident and indemnify the insured.Insurance companies do not always carry out their duties. Examples of insurance bad faith include:
- Failure to properly investigate and assess a reasonable value of damaged property
- Failure to indemnify an insured when sued as a result of a covered accident
- Failure to defend an insured in a lawsuit filed against him related to the accident
- Failure to timely pay a covered claim
- Refusing to settle a case when a settlement is reasonable and in the best interest of the insured
- Failure to process a claim filed by an insured
Contact a Denver and Aurora Insurance Lawyer
If you have been injured in a car accident, contact Denver car accident lawyer John R. Fuller today. The Denver personal injury attorney you select often makes the difference between a settlement that favors the insurance company and a settlement or verdict that is fair and meets your needs. Our Colorado personal injury law firm has the experience to know when our clients are being treated fairly and will respond accordingly. Contact John R. Fuller, P.C., for a free initial consultation to discuss your case. We’re available 24/7 by phone, fax and e-mail. We return after-hours calls promptly, and provide interpreters for our Spanish-speaking clients.
Forbes Magazine Car Accident FAQ |
| #
[…] you lost a loved one in a tragic car accident? Contact a dedicated Denver wrongful death attorney today to discuss your […]
Recall Issued by General Motors | Best Denver Law Firm Insider
| #
[…] A dedicated Denver product liability attorney may be able to help families who have been hurt by defective auto parts to recover compensation for their […]
Man Arrested For Vehicular Homicide | Serious Injury Lawyer
| #
[…] caused. When you face this difficult situation, don’t face it alone; contact an experienced Colorado personal injury attorney to work for you. For more information and a FREE CONSULTATION, call the Law Firm of Jeremy […]
Injured In a Drunk Driving Accident | Car Accident Safety Monitor
| #
[…] one have been seriously injured in a drunk driving accident, speak with an experienced Boulder drunk driving accident attorney right away to protect your […]
Slip and Fall FAQ | Serious Injury Lawyer
| #
[…] Yes. The civil court system in Colorado is designed to give EVERYONE access to justice. A dedicated Denver personal injury attorney will work on slip and fall cases on a contingency fee basis. What this means is that you agree to […]