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Uninsured and Underinsured Accident Claims
Aurora and Denver Uninsured Driver Accident AttorneyReckless behavior by an uninsured or underinsured driver can lead to a serious car accident and severe injuries. Without adequate insurance coverage, an already complicated legal situation can become even more problematic. In flagrant disregard for Colorado law, some drivers do not carry automobile insurance on their vehicle. What little insurance they do have may pay for only a few injuries resulting from an accident they have caused.
What is Colorado Underinsured and Uninsured Motorist Coverage?Uninsured and underinsured motorist (UIM) coverage is intended to provide for you when you are involved in an accident with an uninsured or underinsured driver. This type of insurance can provide you with benefits if you are injured in a hit-and-run accident. It also covers you if you are a pedestrian hit by an underinsured or uninsured motorist.
Your Own Insurance Company Can Refuse to Cover YouYour own insurance company often treats you as an adversary, rather than as an honored customer and policyholder. They may contest who was at fault, and deny your claim. You should have a knowledgeable lawyer if you are going to file a claim under your own uninsured or underinsured motorist policy.
Seeking all Sources of Accident Compensation for Your Personal InjuriesOur injury attorney will examine all the options to find compensation for your losses and injuries. Depending on the situation, there may be other sources of compensation available in addition to your own uninsured and underinsured motorist coverage:
- The insurance agent who failed to sell you UIM coverage, or sold you coverage that was less than your liability limit
- A bartender who served an over-the-limit driver who caused your injuries by driving drunk
- Other family members who might have this coverage